BRIDGE YOUR TUITION GAP
Unsecured student loans from $1,000 to $15,000.
- No cosigner required
- Fixed rates
- Decision in minutes
Interactive Calculator
How Beacon Student Fund Works
From application to funding in as little as two business days.
Apply Online
Fill out our short application. Takes about 5 minutes. No impact to your credit score.
Upload Your Documents
Securely upload a government-issued ID and your most recent transcript. All files are 256-bit encrypted.
Get Funded
Once approved, funds are deposited directly into your bank account — as fast as 2 business days.
Student Stories
What students say about Beacon Student Fund
We've been helping students cover funding gaps since 2013. These are a few of the stories we've heard along the way.
"My financial aid came through short by about $2,400 — not enough to cover my clinical rotation fees and uniform costs. I was looking at having to push back my graduation by a full semester. Beacon Student Fund got me the money in 48 hours. The whole application took me maybe 10 minutes on my phone between classes."
Nia S.
University of Michigan
B.S. Nursing, Class of 2019
"I lost my campus job mid-semester when the department froze hiring. I was behind on rent and couldn't ask my parents again. I applied to Beacon Student Fund on a Wednesday night and had a decision by Thursday morning. No cosigner, no drama. I paid it back over two years — it's built into my budget like a phone bill."
Jack H.
University of Texas at Austin
M.S. Mechanical Engineering, Class of 2021
"Rent in New York is no joke. My stipend covered most of it but I kept coming up short in the last month of each semester. I used Beacon Student Fund twice — once for $3,000 and once for $4,500. The rate was better than my credit card and I actually knew what I was signing up for, which I appreciated."
Chloe C.
New York University
MBA, Class of 2023
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Frequently Asked Questions
Will checking my rate affect my credit score?
No, we use a soft credit pull to show your estimated rates. A hard inquiry is only performed if you choose a loan and continue the application.
What documents do I need?
You will need to upload a valid Government-issued ID (like a driver's license or passport) and a recent transcript showing your enrollment status.
How long until I get my money?
Once approved and your documents are verified, funds are typically disbursed within 2 to 5 business days.