Rates & Terms
Clear, transparent pricing. No hidden fees. No surprises.
Fixed Rates from 5.99% to 14.99% APR*
Your rate is fixed for the life of your loan. It will never increase, regardless of market conditions. We use alternative data, not just your FICO score, to give you the fairest rate possible.
Flexible Terms
Choose a repayment term that fits your budget. We offer terms of 12, 24, 36, or 48 months. Longer terms mean lower monthly payments, while shorter terms mean you pay less interest overall.
AutoPay Discount
Enroll in AutoPay and receive a 0.25% interest rate reduction. Your payments will be automatically deducted from your linked bank account each month, ensuring you never miss a due date.
* The lowest APRs are available to the most creditworthy applicants. Rates and terms are subject to change without notice. Your actual APR will depend on your credit history, income, loan term, and other factors.
Checking your rate involves a soft credit inquiry, which does not affect your credit score. A hard credit inquiry, which may impact your credit score, is only required if you choose a loan offer and proceed with the application.